Equal Housing Opportunity
Earned Equity

Terms of use

The rules for using this site. In plain language.

Last updated: November 9, 2026

What this site is

earnedequityprogram.com is an independent educational resource about the Earned Equity Program. It is not affiliated with, endorsed by, or sponsored by Arrive Home, TRHEEA, the FHA, or HUD. By using the site, you agree to these terms.

Information, not an offer

Nothing on this site is a commitment to lend, an offer of credit, or a loan approval. All products are subject to credit and property approval. Program terms and availability vary and can change.

The site does not give legal, tax, or financial advice. For your situation, talk to a licensed loan officer, and to a lawyer or tax professional when you need one.

The tools give estimates

The payment estimator and "Am I home ready?" give estimates based on what you enter and on the published program standards. They are not a quote or an approval. Your real numbers come from a licensed loan officer.

Accuracy

We work to keep the information correct and up to date. Programs change and mistakes can happen. To the extent the law allows, the site is offered "as is," without warranties of any kind.

When you send a form

You confirm that the information is yours and true, and you agree to be contacted as described next to the form. You can ask us to stop at any time by writing to hello@earnedequityprogram.com. Our Privacy policy explains what we do with your information.

Using the site

You may read the site, share its links, and quote short parts with credit to earnedequityprogram.com. Please do not:

  • send false information or use someone else’s identity;
  • try to break, overload, or get around the site’s security;
  • copy the site, its videos, or its diagrams and present them as your own.

The texts, videos, and diagrams were made for this site: ask us before using them somewhere else. Earned Equity Program, Arrive Home, and other names belong to their owners and are used here only to describe the program.

Links to other sites

Links to other websites are there to help you. We are not responsible for their content or for how they handle your information.

Limits of responsibility

To the extent the law allows, we are not responsible for losses that come from using this site or relying on it, including decisions made with its estimates. Some places do not allow these limits, so they may not apply to you.

Changes to these terms

We may update these terms. The date at the top shows the current version. If you keep using the site after a change, you accept the new terms.

Equal Housing Opportunity

We support Equal Housing Opportunity.

Contact us

Questions about these terms: hello@earnedequityprogram.com.

See also: Privacy Policy