For buyers · 5 of 8

The property and the appraisal

What the home has to be, what has to be inspected, and what has to be fixed before anyone closes.

In ten seconds

Houses, townhomes, duplexes, many condos, and double-wide manufactured homes on a permanent foundation qualify.
No 3-unit buildings, no co-ops, no single-wide mobile homes, no mobile home parks, no 55+ communities.
Today an inspection is always required.

5 years

of roof life, at least. The inspector checks it.

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Every application goes to an EEP-certified loan originator.